The electric bike: is it for you?

^†  The Triangle Rewards Program is owned and operated by Canadian Tire Corporation, Limited. Triangle^TM credit cards are issued by Canadian Tire Bank. Rewards are in the form of electronic Canadian Tire Money^® (CT Money^®). Not all items sold at Canadian Tire, Sport Chek, Atmosphere, Mark’s/L’Equipeur, Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey, and participating Sports Experts are eligible to earn CT Money or to be redeemed for. Certain Sports Experts stores or rental shops may not participate. Not available at out-of-store events. Conditions apply. Visit triangle.com for full program rules and Partner location information. The offered rate is exclusive of any bonus or promotional offers or redemption transactions. CT Money is collected on the pre-tax amount of the purchase at Canadian Tire, Sport Chek, Atmosphere, Mark’s and Sports Experts.

*Financing available is "Equal payments, no interest" for 12 months (unless otherwise stated) and is only available on request, on approved credit and on purchases of $200 or more (excluding gift cards) made with your Triangle^TM Mastercard^®, Triangle^TM World Mastercard^® and Triangle^TM World Elite Mastercard^® at Canadian Tire, Sport Chek, Atmosphere, Mark’s/L’Équipeur and participating Sports Experts stores and at Sports Rousseau, Hockey Experts, L’Entrepôt du Hockey stores. Interest does not accrue during the period of the plan. However, if we do not receive the full minimum due on a statement within 59 days of the date of that statement, or any event of default (other than a payment default) occurs under your Cardmember Agreement, all special payment plans on your account will terminate and (i) you will then be charged interest on the balances outstanding on such plans at the applicable regular annual rate from the day after the date of your next statement, and (ii) the balances outstanding will form part of the balance due on that statement. There is no administration fee charged for entering into a special payments plan. Each month during an equal payments plan you are required to pay in full by the due date that month’s equal payments plan instalment. Any unpaid portion not received by the due date will no longer form part of the equal payments plan and interest will accrue on that amount from the day after the date of your next statement at the applicable regular annual rate. Offer subject to change without notice.

Additional information for residents of Quebec only: The regular annual rate for persons applying for the Triangle Mastercard and Triangle World Elite Mastercard is 22.99% for cash transactions and related fees and 19.99% for all other charges. Some applicants may receive a higher or lower regular annual rate depending on a credit evaluation. The minimum payment is the sum of (a) the greater of: (i) interest and fees shown on your statement + $10; or (ii) 5% of the New Balance, excluding amounts on special payment plans, (b) any balance over your credit limit, (c) any amounts past due not included in (b) above, and (d) the amount of any equal payments plan instalments then due. Balances under $10 are due in full. For accounts opened prior to June 13, 2019 the rate of 5% will start at 2% and increase by 0.5% each August 1st until it reaches 5%. For residents of Quebec, the period between the statement date and the due date for payment is 26 days. The billing period covered by each statement can be from 28-33 days. The Triangle Mastercard and Triangle World Elite Mastercard does not have an annual fee. Examples of borrowing costs (rounded to the nearest cent) assuming that all charges are purchases bearing interest at the regular annual rate of 19.99%, a 30 day month, no charges made on special payment plans and no other fees, additional payments or other changes are: